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🌍 Insurance Division

International Insurance UK

Independent guides to insurance for life, business and property beyond UK borders — expat cover, international travel and health insurance, overseas property and global business risk, explained in plain English.

International Insurance Division

Cover for Life, Property and Business Beyond the UK

The International Insurance Division covers the risks that arise once you, your property, or your business step outside UK borders. Whether you're relocating abroad, travelling frequently, or running international operations, you'll find dedicated departments and practical guidance in one place.

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International Insurance FAQs

Do I still need UK insurance if I move abroad?

It depends on what you're insuring and for how long. UK-based policies such as car or home insurance are usually tied to UK risk and residency, so moving abroad long-term typically means arranging local or international cover instead, rather than relying on a UK policy.

What is expat insurance?

Expat insurance refers to cover designed for people living outside their home country for an extended period, commonly including international health insurance, but also extending to property, income protection and other risks specific to living abroad.

How is international travel insurance different from standard travel insurance?

International travel insurance often covers longer trips, multiple countries, and sometimes multi-trip or annual cover for frequent travellers, whereas standard single-trip travel insurance is usually built around one specific journey and return date.

Can UK businesses get insurance for overseas operations?

Yes. International business insurance is designed for UK companies with overseas operations, staff, or assets, and can cover risks such as local liability, property, and business interruption in the relevant countries.

Written and reviewed under our site-wide editorial process. Last reviewed: .